:root {
  --white: #ffffff;
  --green: #00a651;
  --green-dark: #008a43;
  --blue: #003087;
  --blue-soft: #eaf3ff;
  --text: #17233c;
  --muted: #5d6b82;
  --line: #dfe7f2;
  --shadow: 0 20px 60px rgba(0, 48, 135, 0.12);
  --radius: 24px;
  --container: 1160px;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: Arial, Helvetica, sans-serif;
  color: var(--text);
  background: var(--white);
  line-height: 1.6;
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

a {
  color: inherit;
  text-decoration: none;
}

.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}

.container {
  width: min(100% - 32px, var(--container));
  margin-inline: auto;
}

.skip-link {
  position: absolute;
  left: 16px;
  top: -80px;
  background: var(--blue);
  color: var(--white);
  padding: 10px 14px;
  border-radius: 10px;
  z-index: 1000;
}

.skip-link:focus {
  top: 16px;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 50;
  background: rgba(255, 255, 255, 0.94);
  border-bottom: 1px solid var(--line);
  backdrop-filter: blur(12px);
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  min-height: 74px;
  gap: 18px;
}

.logo {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  font-weight: 900;
  color: var(--blue);
  letter-spacing: -0.04em;
  font-size: 1.25rem;
}

.logo-mark {
  display: grid;
  place-items: center;
  width: 38px;
  height: 38px;
  border-radius: 12px;
  background: var(--blue);
  color: var(--white);
  box-shadow: 0 8px 24px rgba(0, 48, 135, 0.18);
}

.logo strong {
  color: var(--green);
}

.nav {
  display: none;
  align-items: center;
  gap: 20px;
  color: var(--muted);
  font-weight: 700;
  font-size: 0.95rem;
}

.nav a:hover {
  color: var(--blue);
}

.header-cta,
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 48px;
  border: 0;
  border-radius: 999px;
  padding: 0 20px;
  background: var(--green);
  color: var(--white);
  font-weight: 900;
  cursor: pointer;
  box-shadow: 0 12px 28px rgba(0, 166, 81, 0.25);
  transition: transform 0.2s ease, background 0.2s ease, box-shadow 0.2s ease;
}

.header-cta:hover,
.btn:hover {
  background: var(--green-dark);
  transform: translateY(-2px);
  box-shadow: 0 16px 36px rgba(0, 166, 81, 0.32);
}

.btn.secondary {
  background: var(--blue);
  box-shadow: 0 12px 28px rgba(0, 48, 135, 0.2);
}

.hero {
  padding: 34px 0 56px;
  background:
    radial-gradient(circle at 90% 10%, rgba(0, 166, 81, 0.08), transparent 30%),
    linear-gradient(180deg, #ffffff 0%, #ffffff 58%, #f7fbff 100%);
}

.hero-grid {
  display: grid;
  gap: 30px;
  align-items: center;
}

.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 8px 12px;
  border-radius: 999px;
  background: var(--blue-soft);
  color: var(--blue);
  font-weight: 900;
  font-size: 0.88rem;
}

.eyebrow::before {
  content: "";
  width: 9px;
  height: 9px;
  border-radius: 50%;
  background: var(--green);
}

h1,
h2,
h3 {
  color: var(--blue);
  line-height: 1.08;
  letter-spacing: -0.045em;
  margin: 0 0 16px;
}

h1 {
  margin-top: 18px;
  font-size: clamp(2.35rem, 10vw, 5.15rem);
  max-width: 780px;
}

h2 {
  font-size: clamp(2rem, 6vw, 3.25rem);
}

h3 {
  font-size: 1.35rem;
  letter-spacing: -0.025em;
}

.hero-subtitle,
.section-lead {
  font-size: clamp(1.05rem, 2.5vw, 1.35rem);
  color: var(--muted);
  margin: 0 0 24px;
}

.hero-form {
  display: grid;
  gap: 12px;
  padding: 12px;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 22px;
  box-shadow: var(--shadow);
  max-width: 660px;
}

.hero-form input {
  width: 100%;
  min-height: 58px;
  border: 2px solid #eef3f9;
  border-radius: 16px;
  padding: 0 18px;
  font-size: 1rem;
  font-weight: 800;
  color: var(--blue);
  outline: none;
}

.hero-form input:focus {
  border-color: var(--green);
  box-shadow: 0 0 0 4px rgba(0, 166, 81, 0.12);
}

.hero-form .btn {
  min-height: 58px;
  font-size: 1rem;
}

.form-error input {
  animation: shake 0.35s ease;
  border-color: #d93025;
}

@keyframes shake {
  0%, 100% { transform: translateX(0); }
  25% { transform: translateX(-5px); }
  75% { transform: translateX(5px); }
}

.trust-row {
  display: grid;
  grid-template-columns: 1fr;
  gap: 10px;
  margin-top: 18px;
  color: var(--muted);
  font-weight: 800;
}

.trust-row span {
  display: inline-flex;
  align-items: center;
  gap: 8px;
}

.trust-row span::before {
  content: "✓";
  display: grid;
  place-items: center;
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: rgba(0, 166, 81, 0.12);
  color: var(--green);
  font-weight: 900;
}

.hero-image {
  position: relative;
  border-radius: 34px;
  overflow: hidden;
  box-shadow: var(--shadow);
  border: 1px solid var(--line);
  background: #f7fbff;
}

.hero-badge {
  position: absolute;
  left: 16px;
  bottom: 16px;
  max-width: 260px;
  background: rgba(255, 255, 255, 0.95);
  border: 1px solid var(--line);
  border-radius: 18px;
  padding: 14px 16px;
  box-shadow: 0 16px 40px rgba(0, 48, 135, 0.16);
  font-weight: 900;
  color: var(--blue);
}

section {
  padding: 64px 0;
}

.section-heading {
  max-width: 790px;
  margin-bottom: 34px;
}

.grid-3,
.grid-2,
.blog-preview-grid,
.testimonial-grid {
  display: grid;
  gap: 18px;
}

.card,
.step,
.testimonial,
.article-card,
.policy-card,
.faq-item {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 24px;
  box-shadow: 0 14px 44px rgba(0, 48, 135, 0.07);
}

.step-number {
  display: grid;
  place-items: center;
  width: 48px;
  height: 48px;
  margin-bottom: 16px;
  border-radius: 16px;
  background: var(--green);
  color: var(--white);
  font-size: 1.2rem;
  font-weight: 900;
}

.feature-list {
  padding: 0;
  margin: 18px 0 0;
  list-style: none;
}

.feature-list li {
  position: relative;
  padding-left: 30px;
  margin: 10px 0;
  color: var(--muted);
  font-weight: 700;
}

.feature-list li::before {
  content: "✓";
  position: absolute;
  left: 0;
  top: 0;
  color: var(--green);
  font-weight: 900;
}

.cta-band {
  background: linear-gradient(135deg, var(--blue), #0a4fb4);
  color: var(--white);
  border-radius: 32px;
  padding: 36px 24px;
  display: grid;
  gap: 22px;
  align-items: center;
  box-shadow: var(--shadow);
}

.cta-band h2,
.cta-band p {
  color: var(--white);
  margin-bottom: 8px;
}

.faq-list {
  display: grid;
  gap: 14px;
}

.faq-question {
  width: 100%;
  display: flex;
  justify-content: space-between;
  gap: 18px;
  border: 0;
  background: transparent;
  color: var(--blue);
  padding: 0;
  font: inherit;
  font-weight: 900;
  text-align: left;
  cursor: pointer;
}

.faq-question::after {
  content: "+";
  color: var(--green);
  font-size: 1.5rem;
  line-height: 1;
}

.faq-item.is-open .faq-question::after {
  content: "−";
}

.faq-answer {
  display: none;
  margin-top: 14px;
  color: var(--muted);
}

.faq-item.is-open .faq-answer {
  display: block;
}

.testimonial p {
  color: var(--muted);
  margin-top: 0;
}

.testimonial strong {
  color: var(--blue);
}

.blog-hero,
.page-hero {
  padding: 64px 0 40px;
  background: linear-gradient(180deg, #ffffff, #f7fbff);
}

.article-list {
  display: grid;
  gap: 30px;
}

.article-full {
  border: 1px solid var(--line);
  border-radius: 30px;
  padding: clamp(22px, 5vw, 42px);
  background: var(--white);
  box-shadow: 0 16px 48px rgba(0, 48, 135, 0.08);
}

.article-full h2 {
  font-size: clamp(1.8rem, 5vw, 2.7rem);
}

.article-full h3 {
  margin-top: 28px;
}

.article-full p,
.article-full li,
.policy-card p,
.policy-card li {
  color: #394760;
}

.article-full a,
.policy-card a {
  color: var(--blue);
  font-weight: 900;
  text-decoration: underline;
  text-decoration-color: rgba(0, 166, 81, 0.5);
}

.meta {
  color: var(--green);
  font-weight: 900;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  font-size: 0.78rem;
}

.site-footer {
  padding: 46px 0 96px;
  color: #cdd8ea;
  background: var(--blue);
}

.footer-grid {
  display: grid;
  gap: 24px;
}

.site-footer h2,
.site-footer h3,
.site-footer .logo {
  color: var(--white);
}

.site-footer p,
.site-footer a {
  color: #dce7f7;
}

.footer-links {
  display: grid;
  gap: 10px;
}

.whatsapp-float {
  position: fixed;
  right: 18px;
  bottom: 18px;
  z-index: 90;
  display: inline-flex;
  align-items: center;
  gap: 10px;
  min-height: 56px;
  padding: 0 18px;
  border-radius: 999px;
  background: var(--green);
  color: var(--white);
  font-weight: 900;
  box-shadow: 0 18px 44px rgba(0, 166, 81, 0.35);
}

.whatsapp-float:hover {
  background: var(--green-dark);
  transform: translateY(-2px);
}

.notice {
  border-left: 5px solid var(--green);
  padding: 18px;
  background: #f3fbf7;
  border-radius: 16px;
  color: var(--blue);
  font-weight: 800;
}

@media (min-width: 640px) {
  .hero-form {
    grid-template-columns: 1fr auto;
  }

  .trust-row {
    grid-template-columns: repeat(3, auto);
  }

  .grid-2,
  .testimonial-grid,
  .blog-preview-grid,
  .footer-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (min-width: 900px) {
  .nav {
    display: flex;
  }

  .hero {
    padding: 42px 0 72px;
  }

  .hero-grid {
    grid-template-columns: 1.03fr 0.97fr;
  }

  .grid-3 {
    grid-template-columns: repeat(3, 1fr);
  }

  .cta-band {
    grid-template-columns: 1fr auto;
    padding: 46px;
  }

  .footer-grid {
    grid-template-columns: 1.4fr 0.8fr 0.8fr;
  }
}

@media (max-width: 460px) {
  .header-cta {
    display: none;
  }

  .whatsapp-float span {
    display: none;
  }

  .whatsapp-float {
    width: 58px;
    padding: 0;
    justify-content: center;
  }
}